New approaches to reform pension is calculated on the basis of gold, gold accounts, interruption, the average monthly wage indexation has made great improvements to make pension is calculated more scientific. Operation is gradually revealed some problems, such as late leave early retirement pensions than high; gender differences in pension increasing; account but not accurate enough; wage reflect personal contribution beneath comprehensive. Based on the above situation, leave early, and female pensions should be appropriately tilted, accurate account calculations, and rationalize the distribution of income and a series of mechanisms.